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Tim Renolds's Articles in Personal

  • Planning For Your Retirement Tips
    When you are planning for your retirement, a 401K plan is a good place to start. This a very special account that you fund with pre-tax earnings and is deducted from your paycheck each pay period. These funds are then invested in a variety of bonds, mutual funds, and stocks, and no taxes are charged upon it until the funds are withdrawn from the account. Congress created this in the early 1980’s and is used as a vehicle for saving for retirement. There are many benefits of a ...
  • Stretched Thin
    I don’t know about you, but it seems like most people today can’t make ends meet. Ask around for an honest opinion and you’ll discover soon enough that that’s true. In fact, it is downright difficult and almost impossible to make ends meet these days! We’re simply stretched too thin! Expenses rise and with it the cost of living, but our income doesn’t rise as quickly!

    So what options do we have since our income can no longer remain parallel to our expenses? What can we do...
  • Balancing A Budget And Saving Money
    Your finances are your business. But unfortunately it seems like you need an accountant to help you understand and decode the mysteries of balancing a budget or saving money. At some point you might need to get a loan. When that day comes, this article can help you understand which is the right one to get.

    An unsecured loan is simply a loan you get based on your good name and your credit rating. Often the interest rates are higher on an unsecured loan than on a secured loa...
  • Are You Faced With Out-Of-Control Expenses
    Perhaps you can relate to this scenario: The moment you thought you were back in the financial game of life, something else came along that smacked you back down into the land of money woes again. Was that an accurate scenario? For many people it is. Perhaps a tragic emergency or a once-in-a-lifetime opportunity came by and you had to pay more money than you expected to pay.

    Whatever the situation, you were just clawing your way back to having control of your expenses when...

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