Statistics on Women and Minorities as Angels and Angel Investment RecipientsArticle provides statistics on women and minority angel investors from 2004-2010. It also provides stats on women and minority entrepreneurs pursuit and receipt of angel investments.
Working Capital for BusinessArticle provides a definition of working capital, its relation to a healthy business and ways to generate working capital internally from operations, and through financing. Also discusses some of the sources of working capital and how to access them.
How to Avoid Getting Turned Down for a Business Bank LoanArticle provides concise information regarding what banks seek and need in order to approve a business bank loan.
Seven Steps to Building Business CreditArticle entails some of the activities and steps involved in establishing and building business credit (ie., the how).
Why Build Business Credit?Article also explains why it is important to establish and build business credit and ensure it is separate from personal credit. Provides examples.
Need Personnel on a Budget? Hire College Interns!Article discusses benefits and costs of hiring college interns including a broader recruiting net and decreased costs. The article also outlines the 'how' to hire interns.
Business Cash Flow Dropping? The Difference Between Financial and Operational DifficultiesArticle discusses the issues that lead to drops in business cash flow and helps business owners identify the source as purely financial or operationally-driven. The article also provides solutions to take to improve cash flow and improve financial performance.
Plummeting Business Cash Flow? How to Hire a Turnaround Consultant!Article outlines the steps to take to identify then engage a turnaround consultant. Aimed at business owners who are experiencing severe drops in business cash flow to ensure that they do not ignore the signs and lose their companies.
Is Your Business Cash Flow Low? Five Ways to Increase Cash FlowArticle provides some short and mid-term actions that small business owners can take to improve their business cash flow and increase working capital.
What Small Business Investors Want- 5 Key ItemsProspective and actual investors in small and medium businesses seek five things that pique their interest enough to pursue initial or follow-on investment. This includes a base business valuation and a strong management team. This article provides an overview of each of the 5 key elements.
Six Options for Financing AcquisitionsArticle provides a list and description of six options available to finance the acquisition of a small or medium business. Options include mezzanine financing, receivables financing, and supplier financing, among others.
Ten Additional Alternative Sources of CapitalArticle offers ten options for financing small and medium businesses that entrepreneurs do not typically consider. Article exhorts business owners to approach the quest for funding with a creative, open mind.
What Bonding Companies Seek in a Balance SheetArticle explains what bonding agents look at from a financial perspective in determining a commercial construction company's bonding program, and why. This includes balance sheet strength, working capital ratios, credit lines, etc.
The Relationship Between Bonding and FinanceArticle discussesthe bonding required for some commercial construction projects and what financial statement parameters bonding companies analyze to determine a company's bonding capacity. Besides the net income, the focus is on the balance sheet - equity, lines of credit, receivables...
How Small Business Owners Handle Employee Vacations and LeavesWhat does a small business owner do when a key employee wants to take vacation or worse, wants to take leave? This article discusses the systems a business owner can put in place and the steps that can be taken to minimize the impact and even attract other employees.
5 Creative Tips for Financing Your BusinessArticle provides five creative tips - other than bank financing and venture capital - to finance the growth and expansion of small to medium-sized businesses. Business owners and executive management are encouraged to think creatively when encountering difficulty obtaining financing.
Market Research on the Cheap: How to Do ItArticle details importance of market research and how small companies with limited budgets can access excellent market research and competitor information.
Cash Management for Construction CompaniesCash management in this economic environment is crucial. Cash is the life-blood of any business. As the saying goes, 'Cash is king'. Article discusses difference between cash flow and net income. Also details how to determine and manage cash flow.
Small Business Financing - Case StudyArticle is a condensed excerpt from the book, 'Solving the Capital Equation: Financing Solutions for Small Businesses'. Article provides a brief overview of alternative debt sources. The bulk of the article is dedicated to a case study illustrating one company's search for funding from various sources. The case study covers the search, the types of financing entities pursued, and the preparation a
Accessing Equity CapitalArticle explains, in brief, the decision tree for pursuing equity investment to grow your business. It discusses how to establish credibility immediately, what types of investors to pursue, and how to make it easy for entities to invest in your company. This article is partially excerpted from 'Solving the Financial Equation: Financing Solutions for Small Businesses'.
Build a Relationship with Your BankerArticle describes the reasons why a business owner should build and nurture a relationship with a banker as soon as possible. It says what level the banker should be and how to find someone at that level if you don't know. It delineates the benefits of a relationship, providing a few examples. Excerpted from Solving the Financial Equation: Financing Solutions for Small Businesses.
