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Robert Palmer's Articles in Mortgages

  • The Ten Step Process to Obtaining the House of Your Dreams
    This is a step by step article about the process of finding, obtaining and closing on a mortgage for a home.
  • Are You Confused About Your Mortgage Options? This Should Calm Your Fears.
    Secured Loans interest rates are dependant on your personal circumstances and loan amount whereas Remortgaging means replacing an existing loan with a new one from a different lender
  • RE-MORTGAGING : Do I Qualify?
    As a potential remortgagee, you need to establish whether you have anything to gain by moving your mortgage.
    There are a number of things that can be achieved by a remortgage - you could cut your rate, release equity that has built up in your property, or move from a variable-rate deal to a fixed rate making it easier to manage your budget.
  • Confused about Remortgageing This will help Calm the Storm
    Remortgage is all about switching your mortgage to another mortgage lender, in order to lower the amount you're paying on your mortgage. In short a remortgage is about saving money. It is of particular relevance if the value of your home has risen.
  • Are you sifting through Mortgage Loan offers? This may help
    A mortgage loan is different than any other loan, and most mortgage loans are negotiated for a set time period of less than 10 years. They are negotiated for a single interest rate which will remain in place for the entire term of the mortgage loan. You can pay off a loan in full at any time, but you may pay a penalty depending on the mortgage lender.
  • Are You Struggeling to find the Right Mortgage in New York?
    One of the most difficult aspects of organizing a mortgage is sorting through the whole lot of mortgage packages currently available. To simplify things, we suggest you start by deciding which type of mortgage you want. This process of elimination will help you draw up a shortlist of mortgages. You can then look for a good mortgage lender who's offering the type you want. Ask an Independent Financial Adviser (IFA), or a mortgage broker, to advise you on the best type of mortgage for your needs.
  • Do You have some Hard Questions about Mortgage Refinancing?
    For many people, refinancing their mortgage is another way of saying 'renewal'. Their bank or lender calls them up and says, "It's time to renew your mortgage." They have a short discussion on the phone, which results in the signing of new papers for another term, without too much thought.

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