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Richard Greenwood's Articles in Credit

  • Low Interest Credit Cards - How much could you save?
    Low interest credit cards offer interest rates up to 10% lower than some other credit cards. Is there a catch or do these cards offer the best deal? It all depends on how you use your credit card so find out if low interest credit cards are right for you.
  • Invite Only - The Most Exclusive Credit Cards
    If you thought getting a Gold Credit Card was exclusive, wait until to see the perks the rich and famous receive with their credit cards. These cards are invite only but read on to see what you could enjoy when you make your millions!
  • Minimize Your Credit Card Fees
    Credit cards are a common form of payment today, especially with the increase in online shopping, but how do you avoid some of the high charges associated with credit cards? Paying off all outstanding balances within one month may help, but this is often not possible, find out more.
  • Visa Debit - How it works
    With a visa debit card you can have direct access to the funds lying in the savings account in your bank. Thus instead of a regular credit card that operates on the buy now pay later principle a debit card of the Visa variety enables you to have the option of paying immediately.
  • Overview of St.George Bank Australia Credit Cards
    St.George bank is the first largest in Australia and offers one of the most competitive range of credit cards on the market.
  • Finding the best credit card offer
    Today the credit card market has reached almost saturation point in Australia. However this hasn't stopped credit card providers from offering lucrative deals or promotional schemes, neither has it stopped the average Australian consumer from procuring more cards. If you are new to the market, here is a guide to help you compare credit cards and pick the best one for you.
  • Reducing Credit Card Interest Rates
    While very convenient, credit cards have traditionally been an expensive way of financing purchases. With increased competition over the last few years a range of low interest credit cards has emerged offering highly competitive rates and resulting in much lower interest payments for those who do not pay their card balances in full each month.
  • Maximise your Amex Credit Card Rewards
    For many decades, American Express credit cards have served the needs of the travelling public with a host of travel offerings and services. There are now several Amex travel rewards programs which you can
  • Credit Cards That Pay You Back
    Cashback credit card article offer an easy to understand reward scheme without the need for complex points and redemptions. BEat the bank and find out how to get a card that pays you.
  • Credit Cards - How to choose the right one
    Confused by the constant bombardment of credit card offers all claiming to be the best offer? Find out how to choose a credit card that meets your needs and how there is no - one card fits all.
  • How to boost your credit rating?
    The global credit crunch is cutting the banks ability to lend money out. As a result it's more important than ever to boost your credit rating in order to get loan approvals. Find out how to get the credit score you need to secure the loans you want.
  • Protecting Your Credit Rating
    If you want access to lending in the form of a credit card, personal loan, auto finance or for a new home then a good credit rating is crucial. Not only will it provide easier access to funds but will also allow you to get the lowest rates if your seen as a low risk borrower. Find out how to protect your credit rating.
  • How to Avoid Credit Card Fraud
    Credit card security has always been a concern, especially since the rise of online shopping over the past decade. Find out the measures in place that the best online stores use to keep your details safe and how to avoid letting your details fall into the wrong hands.
  • How to Avoid Credit Card Fraud Online
    Shopping online is a quick and easy way to shop. You can shop 24/7 without leaving your home and access a bigger range than any mall and prices that are often hard to beat. However, shopping onlibe involves giving out your credit card details so how do you make sure your details don't end up in the wrong hands?
  • Impacts of a Bad Credit Score
    It's obvious that having a good credit score versus a bad credit score may impact you when applying for your loan but do you know the full extent of the damage a bad credit score can cause. Find out the impacts and how to solve credit score problems.
  • Avoiding the Credit Card Debt Trap
    If you open your wallet right now the chances are you'll be looking at a number of credit cards that you own. They can be great for managing your money the right way but so often things can get out of control and it feels like your credit cards are controlling you. Find out how to keep in control of your credit card spending and avoid the debt trap.
  • Impacts of the Credit Crunch
    The current global economic downturn and credit crunch is sending shockwaves through the business world but what impact does it have on consumers? The impacts may be far more wide reaching that you might of thought.
  • Is Credit Card Insurance Worth Having?
    Credit cards are a great way to make purchases and make the best use of our cashflow. However, if you rack up credit card debt and then find yourself unable to repay the debts due to unforeseen circumstances such as losing your job or illness you could find yourself in financial trouble. One option is to take out credit card insurance that will help cover your repayments in the event of unforeseen circumstances.
  • Credit Scores - Beating the Credit Crunch
    As the global credit crisis continues it is becoming harder than ever to secure loans and finance. To get a a good rate your going to need to keep your credit score as high as possible. Find out how to keep yours clean and boost your score now.
  • Credit Cards: What to Compare
    Credit card offers are everywhere and all claim to out do each other. How do you cut through the marketing talk and understand the key features you need to compare to make an informed decision. Find out with this informative article on credit card comparison.
  • Consolidating Your Credit Card Debts
    It can be all too easy to end up in debt and especially during the current times of financial uncertainty you may find yourself unable to make repayments. Consolidating your debt can make your debts easier to manage and lower your interest charges meaning you become debt free faster.

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