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Raynor James's Articles Display Category|Title|Newest|Oldest Listing Your Property With To High of a Price The biggest issue many homeowners face when listing their house for sale is the price. You want to get the most you can, but be careful when it comes to pricing it to high. Contracts When Selling Your Home Without An Agent A recent survey revealed that approximately 30 percent of homeowners intend to sell without a real estate agent. I bet more would if they didn’t fear the contract side of the process. Selling Tips - Determining Your Market The decision to sell a home is more complex then many people first realize. One of the primary issues to consider is your market and how it will impact the sale of the property. Steps To Consider When You Decide To Sell Your Home Deciding to sell your home is not an easy event. Once you have made the decision, there are a few steps you need to follow to make it go smoothly. Tips For Property Sellers For the last five years, you could pretty much list a property on the market in any condition and have it sell. That is no longer the case, which means you need some tips. Wyoming Real Estate - Wide Open Spaces If you’re tired of living in close quarters, Wyoming may be the answer for you. Wyoming real estate is also appreciating at a nice pace. What Is a Final Walk-Through? The notion of a “final walk-through” seems to confuse both buyers and sellers of homes. Here is an explanation of a walk-through. West Virginia Real Estate - Forget Old Notions West Virginia is nicknamed the “mountain state” for good reason. Situated in the Appalachians, the West Virginia real estate market has peeks and valleys as well. Wealth Building - An Advantage of Home Ownership As you grow older, the issue of wealth building comes front and center. Wealth building simply refers to increasing the net value of your total assets. Wealth building over time is one of the advantages of home ownership. Virginia Real Estate - Living in History Virginia has played a central role throughout the history of the United States. With reasonable prices, you can live in the middle of it with Virginia real estate. Vermont Real Estate - The Independent State Vermont has always been a state sticking to independent principles. Tucked away in the Northeast, Vermont real estate is a very good deal. Utah Real Estate - Mother Nature's Masterpiece Mother nature has done some amazing work in Utah. Fortunately, you can live in the middle of the masterpiece with reasonable prices for Utah real estate. Updated Bathrooms Pay When You Sell Your Home Many home owners look for ways to add value to their homes through improvements. One of the best ways is to have a go at your bathrooms. Understanding Title Insurance Title to a property is a record detailing the owners of the property and rights associated with the ownership. Title typically shows a progression of ownership from the first owner to the current one. Title is a fairly simple concept, but when it goes wrong it is a nightmare. That is where title insurance comes in. Try On Your New Home Before Buying It’s commonplace to try on suits, dresses, trousers or shoes before buying them. People instinctively know they need to try on clothes to be sure they fit, feel comfortable and are attractive on them. What about a home? It’s probably the most expensive purchase you’ll ever make. Isn’t it even more important to “try on” a home before you purchase it? Title Insurance - Examples of Problems and Advice What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesn’t the attorney or settlement company handling the closing see to it that you have a clear title? Isn’t this just another way for someone to siphon a few coins off a real estate transaction? Timing Clauses Stop Sellers From Inciting Bidding Wars It is no secret that the current real estate market is hot, hot, hot. Sellers can receive multiple bids for their property on the same day. In the rush of the moment, your emotions can carry you into a bidding war. Using timing clauses can help avoid such a situation and protect you from buyer’s remorse. Things To Consider When Buying A Home When buying a home, it is easy to get caught up in emotions such as love at first site. This can lead to disaster. The best way to buy a home is to apply your daily life to it. The Value of Building Home Equity There are numerous advantages to owning a home. One of the serious advantages is the equity that is built over time. As equity builds, you create a pool of money to access in trying times. The Secret to Negotiations for FSBO Sellers When it comes to buying or selling a home, the idea of having to negotiate can be intimidating. Most of us aren’t aware we have negotiating skills even though we skillfully negotiate daily. (Who walks the dog, takes the children to school, goes out to pick up lunch, prepares the report, etc., etc.?) Let’s debunk some myths about negotiating, shall we? The Secret To Marketing Your FSBO Home For Sale You’re ready to put your home or land (house, townhouse, condo, apartment, farm, ranch, finished lot, raw land, etc.) on the market as a FSBO (for sale by owner). You’ve priced your property appropriately and gotten it ready to show. How are you going to market it so that it gets exposure to enough potential buyers to actually sell? Texas Real Estate - Property in the Big State Everything in Texas is big, including real estate options. If you’re considering a move to Texas, here is a primer on the state. Tennessee Real Estate - Music to the Ears Tennessee is the state of prairies, towering mountains and country music. Inexpensive Tennessee real estate will also put a jump in your step. Taking Title of Your New House How you take title in your new home is key decision. Unfortunately, in the euphoria of the moment, many new homeowners don’t put much thought into it. South Dakota Real Estate - Step Away From The Rat Race From National Parks to a relaxed pace of life, South Dakota has a lot more going for it then you might think. With some of the cheapest prices in the land, South Dakota real estate is a steal. South Carolina Real Estate - Past and Present Collide With tons of history and modern development, South Carolina is a unique state. South Carolina real estate is also unique because prices are so low. Should You NOT Sell Your Home as a FSBO? Selling your home yourself can save you thousands of dollars in commissions. However, that doesn’t mean you should necessarily do it for the following reasons: Septic Systems 101 for Home Buyers If you’re a city dweller who is looking for a home in the suburbs, it’s likely that you’re looking at homes with septic for the first time. This situation tends to make buyers nervous. It needn’t. Selling Your Own Home - Pet Issues If you are selling you own home, you need to consider the effect of pets. People who are working with a real estate broker are sure to get coached about the potential negative effect of pets. If you aren’t working with a broker, this article discusses the pet issue. Selling Your House - $100,000 Pets Is your pet worth $100,000? It may be if you don’t make accommodations for it when selling your home. Selling Your Home - What Can Go Wrong With Lenders and Title If you’re selling your home, there are going to be difficulties at some point in the transaction. Some problems can’t be fixed. It’s important to figure out whether yours are fixable or not. Then you can either fix them or move on and find another buyer. If it’s priced appropriately, there’s a buyer out there for virtually every property. Selling Your Home - What Can Go Wrong With Title and Lenders If you’re selling your home, there are going to be difficulties at some point in the transaction. Some problems can’t be fixed. It’s important to figure out whether yours are fixable or not. Then you can either fix them or move on and find another buyer. If it’s priced appropriately, there’s a buyer out there for virtually every property. Selling Your Home - What Can Go Wrong With Pricing and Loans So, you’re selling your home (house, townhouse, condo, apartment, land, lot, farm, ranch, etc.), what can go wrong? The sad fact is that a lot of things can go wrong. However, don’t despair, there are almost as many solutions as problems. In this article, we look at problems related to pricing and a buyer’s inability to get a loan. Selling Your Home - Be Sure It Shows Well Whether you are selling a house, townhouse, condo or apartment, there are universal tips that will help it sell. Primary among those tips are making sure your home “shows well.” Selling Your Home - Alone or with a Broker? How do you decide whether to sell your home (or land, farm, ranch, etc.) on your own or use a real estate broker? There are pluses and minuses to each approach. Let’s look at some of the key ups and downs. Only you can decide which approach has the most pluses in your situation. Selling Your Home Yourself - Pricing It Appropriately When you’re selling your own property, whether it’s a house, townhouse, condo, apartment, a finished lot, raw land, a farm, a ranch, or whatever, the first thing to get right is the price you ask for it. If you work with a broker, the legwork is done for you. When you work as a FSBO (for sale by owner), you need to figure it out yourself. Let’s look at how to do just that. Selling Your Home on Your Own - Examples of Problems and Solutions What can go wrong? About a gazillion things, but this is true if you’re working with a broker, too. A broker is probably more experienced than you, and may well have confronted and solved your problem on a previous home sale. If you can stay calm and think under stressful conditions, you can be your own problem solver without the need for a broker. Plus, there is no guarantee the broker will get it right. Selling a Home - What Personal Property Stays? The home selling and buying process can be confusing, particularly when it comes to figuring out what items stay with the home. This is especially true when it is a FSBO (for sale by owner) operation. It’s even tougher when neither the seller nor the buyer is in the real estate business. This article sorts out what personal property stays with the home when it is sold. Selling A Home - What Attachments Stay or Go? The home selling and buying process can be confusing. This is especially true when it is a FSBO (for sale by owner) operation. It’s even tougher when neither the seller nor the buyer is in the real estate business. This article sorts through what stays in the house or condo when it’s sold. Sell Old Home or Buy New Home First? Buyers who are “moving up” or “downsizing” often have a dilemma. They can’t decide whether to put their home on the market first, or contract to buy their new home first. Sell My House Quick Life can throw surprises at you that require you to sell your house quickly. If you’re thinking, “I have to sell my house quick,” here are a few tips. Rhode Island Real Estate - The Cozy State Rhode Island is the smallest state in the union. While Rhode Island real estate prices aren’t the smallest, the appreciation rate is healthy. Renting Versus Buying A Home Renters are often in a quandary as to whether it makes sense to continue renting or buy a home. Buying a home makes more sense, particularly when taking a long-term view. Yes, even in the current hot real estate market. Renting Back After Your Home Is Sold Sometimes it’s helpful to sell your home before you really want to move. This often happens when you are having a new home built, but aren’t sure of the completion date. Is there any way you can sell your home so you’re sure of the funds available for the new purchase, but continue to live in your old home until construction of the new one is complete. Yes, there is with the renting back strategy. Reasons Not To Sell Your Home Yourself Selling your home yourself can save you thousands of dollars in commissions. However, that doesn’t mean you should necessarily do it for the following reasons: Real Estate Terms - From Pre-Approval Letter to Townhouse When buying or selling a property, it always helps to have a basic understanding of real estate terms. In this on going series of articles, we take a look at definitions starting with “Pre-Approval Letter.” Real Estate Terms - From Home Inspections to Personal Property When buying or selling a property, it always helps to have a basic understanding of real estate terms. In this on going series of articles, we take a look at definitions starting with “home inspection.” Real Estate Terms - From Easements to Good Title When buying or selling a property, it always helps to have a basic understanding of real estate terms. In this on going series of articles, we take a look at definitions starting with “easements.” Real Estate Terms - From Condominiums to Deeds of Trust When buying or selling a property, it always helps to have a basic understanding of real estate terms. In this on going series of articles, we take a look at definitions starting with “condominium.” Real Estate Terms - From Appraisals to Comps When you’re selling your home or other real property on your own, you don’t have to know everything about the process. It does help to have a practical knowledge of the terms that come up during the process. 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