R. Lawrence Anderson's Articles

How To Rent A Home Or Apartment After Bankruptcy
If you are planning on renting a home or apartment and have a past bankruptcy, there are some things you should know.

First, you need to determine who you are planning to rent from - meaning a private party or a property management company.

Why does it matter? Because each one usually approaches the rental process very differently. If you don't know what their process is, you could end up be
Surviving Bankruptcy: Qualifying For Credit And Loans
When many people think about surviving bankruptcy, they are usually worried about whether or not they will be able to qualify for credit and loans in the future.

So how does one go about surviving bankruptcy? First, you need to put together a game plan - then focus on working that plan.

For example, let's say that qualifying for credit and loans is one of your concerns when it comes to survi
Help After Bankruptcy: You Just Need To Know Where To Look
Help after bankruptcy is out there if you know where to look. In this article I am going to talk about help after bankruptcy when it comes to rebuilding your credit.

Let's start by looking at some of the free help available after bankruptcy when it comes to rebuilding your credit. There are some excellent online resources available that show you how to rebuild your credit history - and, of cour
After Filing Bankruptcy: Qualifying For Credit And Loans
After filing bankruptcy, is it difficult to qualify for credit and loans?

While much will depend on your specific situation (credit score, income, age of bankruptcy, etc.), it doesn't have to be as difficult as some people make it.

In After Bankruptcy Credit Solutions, I detail a three step process readers can use after filing bankruptcy to increase their chances of credit approval.

There
Bankruptcy Credit Card: How Choose One
There are many credit card issuers out there promoting what some people refer to as 'bankruptcy credit cards' - that is, credit cards for people who have a bankruptcy on their credit report.

Of course, these credit card issuers target individuals with poor credit in general, not just those with bankruptcies - but for the purpose of this article, we will use the term 'bankruptcy credit card'.


Discharged Bankruptcy? These Steps Could Help
If you have a discharged bankruptcy, here are three steps that could help increase your chances of qualifying for credit and loans:

1. Order copies of your credit reports

You will want to order copies of your credit reports from the major credit reporting agencies (Experian, Equifax, and Trans Union) after your discharged bankruptcy. You can order your reports by mail, telephone, or online.

Buying A Car After Bankruptcy? These Suggestions Could Help
If you are buying a car after bankruptcy, here are a few suggestions that could help:

First, you want to make sure you've done everything you can to increase your credit score. Once you've done that you're ready to start shopping for your car!

Here's a question for you: Is it better to get outside financing or get financing through the dealership when you are buying a car after bankruptcy. T
Affiliate Niche: 'After Bankruptcy' Market
If you are an affiliate looking for a niche market, here's an important piece of information to make note of:

In 2005 there were over 2 million personal bankruptcy filings in the United States.

Many of these individuals will be looking to rebuild their credit and financial future. This spells opportunity for you as an affiliate. You see, here are just a few products and services that an indi
Credit Repair After Bankruptcy: Your Options
When it comes to credit repair after bankruptcy you have essentially three options:
Building Credit After Bankruptcy: Three Strategies
Here are three 'Building Credit After Bankruptcy' strategies you can use to increase your chances of being approved for auto loans, credit cards, and home loans if you have a bankruptcy on your credit report:

Building Credit After Bankruptcy Strategy #1

Apply for credit where you have a high probability of getting approved, and make the payments on time. Sounds simple, but most people go abo
Best Credit Card After Bankruptcy... How To Find One
Finding the best credit card after bankruptcy is not that difficult, if you know where to look and what to look for.

Let's start by talking about secured and unsecured credit cards. When it comes to applying for a credit card after bankruptcy one question that a lot of people seem to have is: Should I apply for a secured credit card or unsecured credit card?

In case you don't know the diffe
Personal Loan After Bankruptcy: Can You Qualify?
If you want to qualify for a personal loan after bankruptcy there are four key areas that will determine how successful you are:

1) Your credit score
2) Collateral
3) Existing debt
4) Time

Let's look at each factor in more detail and how they can help you increase your chance of qualifying for a personal loan after bankruptcy:

R. Lawrence Anderson's Articles