Michael D. Strauss's Articles

Reviewing Mastercard Or Visa And Debit Cards
Although they can be used in much the same way, there are crucial differences between debit cards and credit cards. Which is right for you?
What's An Interest Rate For Life Card?
While 0% balance transfer credit cards remain incredibly popular, a new kind of offer is gaining much attention. What could a fixed rate for life credit card do for you?
Actions To Take When You Can't Make Your Credit Card Bill
The dire economic situation has lead to more and more people struggling to make their credit card repayments. What should you do if you find yourself getting into arrears on your card?
How an Online Payday Loan Can Bridge the Financial Gap
Most of us experience being short of cash from time to time, when the money runs out and our next payday is still some time away. Payday loans can be the solution to the problem, and are quick and easy to arrange.
Identity Theft and Credit Card Safety
Identity theft is an increasing problem, and credit cards are involved in more than half of cases. What can you do to protect yourself?
What Are Some Of The Causes Of Bad Credit?
As economic times get harder, more and more people are developing a bad credit rating. What exactly does this entail, and what are the causes?
Making The Most Of Credit Card Balance Transfer Facilities
Balance transfers are a very popular reason for getting a new credit card. What exactly are they, and how do you use them to best effect?
A Brief Guide To Finding The Best Credit Card
With such a number of credit cards on the market, it makes sense to examine your options carefully to make sure you're getting the best deal. What features should you be paying attention to when making your choice?
About Personal Credit Lines
A personal credit line is a type of finance which is useful for borrowing smaller amounts. However, it doesn't come without cost, so you need to know how they work to make the most of them.
How Can You Get A Credit Card With A Bad Credit Rating?
Credit cards are almost an essential these days, almost replacing cash in a lot of situations. Yet, if you have a poor credit rating, you might struggle to be approved for a card. Is there anything you can do to remedy the situation?
What Is Credit Card Universal Default?
Most people are aware that your credit card company may raise the interest rate if you miss a payment. What's less well known is that missing payments on other finance can also push up your card's APR.
Why You Need A Credit Card
Once viewed as an exotic and even unnecessary thing to carry, credit cards have now become ubiquitous. Indeed, it's becoming evermore difficult to take part in modern society if you don't carry a card.
The Severe Drawbacks of Payday Loans
Payday loans are often touted as an easy solution to financial problems - they're not! Although they have a place in the financial services industry, they can have severe drawbacks if not used very carefully.
Save Money By Consolidating Your Credit Cards
If you have several credit cards carrying balances you may be able to save money by consolidating them into a single card account. Just pay attention to the interest rates and be sure the figures add up.
Cash Back Credit Cards Reward Regular Spenders
Credit cards which offer cash back or rewards schemes can offer great benefits to their holders. However, as with all types of finance, they're more suited to some applicants than others.
The Power of a Gas Credit Card
With fuel prices sky high, many people are looking for ways to cut their bills. Could a gas reward credit card provide an answer?
Homeowner Loan Opportunities For People With Bad Credit
High levels of consumer debt coupled with a worsening economy mean that more and more people are picking up a bad credit rating. However, homeowner loans could give you the opportunity to halt the slide and get your finances back on track - even with poor credit.
Getting The Best From Balance Transfers
While credit card balance transfers are perhaps not as popular as they once were, they can still offer great benefits if used properly. Find out how to make the most of the facility.
Choosing Between Credit Card Rewards Or Low Interest
Credit card rewards can be a valuable feature, but usually come at the cost of a higher interest rate. Which is more valuable to you, rewards or low interest?
The Different Kinds Of Loans Available
There are many options available to people looking for credit. What are the major kinds of loan available, and what would you use them for?
How The Web Makes Getting A Credit Card Easy
The days when you had a limited choice of credit cards are long gone. The web makes it easy to compare hundreds of cards and apply online to get a quick decision.
Minimizing Your Credit Card Interest Payments
It can come as a shock to realize just how much you're paying in interest on your credit cards each month. Can you get the figures to a more reasonable level?
Are Credit Cards An Essential Part of Life?
Credit cards have become almost totally integrated into modern life and today most adults carry at least one. Are they now an essential part of everyday living?
Grab a Slice of the Cash Back Action
Cash back credit cards are one of the latest and most popular crazes to sweep the personal finance industry. Find out why you should grab a slice of the action too.
Secured Consolidation Loans - Useful But Not Perfect
Secured loans are often presented as the ideal answer to all sorts of financial problems. Unfortunately, while they can be extremely useful, they also have dangers which need serious consideration.

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Michael D. Strauss's Articles