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Michael Branson 's Articles

  • Reverse Mortgage: Pros & Cons
    Since first offering reverse mortgages, I've often been asked, "How do I/we know if a reverse mortgage is right for me/us?" This is a question that has a different answer for different people...
  • Equity Key, the Jumbo Reverse Mortgage Alternative
    There is another option for senior homeowners out there which is not considered a loan but rather a real estate transaction known as the Equity Key Product. The Equity Key is unique in a number of ways. Homeowners are actually agreeing to give up a percentage of future equity for a cash settlement today
  • Housing Bill: Seniors and Reverse Mortgages
    On 7/30/2008 President Bush signed HR 3221 into law which has many significant effects on homeowners. The Bill, in its final form, covered a number of subjects that Congress had been trying to resolve from the modernization of FHA, to foreclosure assistance for homeowners...
  • Reverse Mortgages = Journalistic Opportunism
    Obviously neither Mr. Powell nor FINRA has ever sat across a table from a borrower or a couple who couldn't meet their monthly obligations during these times of rising costs, they never talked to borrowers who had $25 left in their account on the fifteenth of the month
  • The Power of 2.1%, The Clear Choice of Jumbo Reverse Mortgages
    So for the borrower who is really trying to determine the lowest cost reverse mortgage for proprietary or jumbo reverse mortgage programs, they need to also review the missing element the margin.
  • Reverse Mortgage Costs Explained
    to really understand Reverse Mortgage charges, I would like to go in the order of a Calculator Results page to explain the various charges you will find
  • Differences Between Reverse Mortgage Programs
    You've made the decision to get a reverse mortgage and now you talk to a bank or mortgage broker and the representative is telling you that you have a choice of the Government Home Equity Conversion Mortgage (HECM or Heck-um) or a Jumbo or Proprietary Program

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