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Mandy Karlik's Articles

  • Discover the Alaskan Cruise
    Alaskan cruises are very popular for good reason. They're spectacular and they provide an easy, comfortable, reasonably priced way to explore a great state that is otherwise not so easily accessible. Planned excursions offer once-in-a-lifetime opportunities to see and do things like go whale-watching or fish for Alaskan king salmon or flight-see glaciers.
  • Reasons to Cruise America by Paddlewheel
    Paddlewheel boats still ply the Mississippi and other American rivers. From short brunch or evening cruises on these historic steamboats to multi-day river cruises, passengers can get a taste of that more stately era by booking passage on an authentic steamboat. Smaller that traditional cruise ships, paddlewheelers are actually more maneuverable and give the traveler a completely different cruise experience.
  • Cruise with a Buddy and Save Money
    Cruises are great vacation values but the packages are always based on double occupancy. That's great for couples, but solo passengers can end up getting dinged to occupy a stateroom by having to pay two fares or at least a supplement. Beyond financial concerns, solo cruising has other disadvantages. Single passengers who want to cruise should find a compatible cruise buddy.
  • Debt Consolidation as an Approach to Overwhelming Debt
    Debt consolidcation is a valuable method of managing overwhelming debt but many consumers who might be able to take advantage of it do not have a clear understanding of what it is or how it works. This article explains the very basics of debt consolidation and offers insight as to who might be good candidates for this particular approach to handling large debt.
  • Save on Your Next Cruise Package By Choosing an Alternate Embarkation Port
    Airfare can be the single most expensive component in a cruise package. However, cruise lines are opening up new ports around the country. Two new ports for cruise ships in the U.S. are on the Gulf Coast. They are Galveston Island and New Orleans, Louisiana. These cities may be cheaper and more convenient embarkation points for many cruise passengers, particularly those who live in the middle of the country.
  • Six Ways to Find the Perfect Cruise Without Breaking the Bank
    Cruises are a great vacation deal but for those new to cruising or even veteran cruisers looking to book passage, it can be confusing. While there are spectacular deals and cruising, overall, is an excellent value, it is possible to book the wrong cruise or pay too much. So how do you know? Travel writer Mandy Karlik shares some basic strategies to being sure you find the cruise that's right for you at the right price.
  • What You Must Know Now to Fix Your Credit Score in the Future
    Credit reports and credit scores can be vital to the financial well-being of Americans but few actually know what these documents are, how to get them, and the factors that influence them. There are a lot of misconceptions about credit scores. One of them holds that bad credit cannot be fixed. Credit scores are updated constantly. The fact is that if you do enough things right, your credit score will improve.
  • What Every Cruise Lover Should Know about Repositioning Cruises Now
    Cruise shoppers may occasionally run across a bargain cruise that's labeled a "repositioning cruise." A repositioning cruise can indeed be a great vacation package--but only for the right kind of cruise passengers. Find out more about what a repositioning cruise and whether or not you fit the profile of the "repositioning cruise lover."
  • Don't Let Wrong Thinking About Your Earning Potential Keep You in Debt!
    Most people feel that the way to financial success is to earn more. However, we have far less control over what we earn than what we spend. By reducing our spending, we can more reliably and predictably increase the amount of our paycheck we actually get to keep. What's more, there are plenty of ways to trim even up to 10% out of your household expenses without feeling the pinch. You may even start to feel smarter!
  • Do-It-Yourself Debt Consolidation: Does It Ever Work?
    Those intriguing zero-interest credit card offers you get with checks to help you consolidate your debt may seem very tempting. But are they are they really a good idea? Debt consolidation is a great, proven strategy to help manage certain types of overwhelming debt but it does not work for everyone in every situation. In fact, there are some very good reasons to be careful around these no-interest or low-interest offers!
  • A Cruise Passengers Guide to Duty-Free Shopping
    Cruise ships offer an array of charming little shipboard boutiques that advertise duty-free delights ... but are these really good deals? And what on earth is "duty" anyway? Find out about duty-free shopping and how to get the best buys onboard ship (and when to jump ship).
  • Caribbean Shopping Deals for People Who Don't Want to Meet the Real Pirates of the Carribean
    Cozumel is a great destination on the Mexican Rivieria but savvy cruise passengers know that it's not just the crystal-clear water, snorkeling, dining, and Margaritas that recommend the place. Cozumel may be the best shopping destination of the Caribbean. You can get great deals but you need to know what to do to avoid those other well-known denizens of the Caribbean: pirates. Get great shopping tips and avoid getting ripped off.
  • Is a Christmas or Holiday Cruise Right for You?
    Holiday cruises are increasingly popular and they can be a great, non-traditional way to spend the holidays. Keep in mind--they're not for everyone. But if you think you might like to get a suntan next Christmas, it's not too early to book your Christmas cruise 2008!
  • Before You Hit Those Mattress Sales--Read This!
    January is mattress sale season. If you're not sure if you need a new mattress yet (and not sure what you need, if you do), you need to learn about the signs of mattress wear-and-tear and some easy tests of whether a mattress is too hard or too soft for your body type. Fortunately, we can help.
  • An Unusual Gift Idea for Mother's Day: The Family Cruise!
    Looking for a memorable, once-in-a-lifetime kind of Mother's Day gift? Cruising is a great idea because most people love it, it creates lifelong memories, and it is surprisingly affordable. What's more, most cruise lines are eager to help get groups on-board and will provide you with tons of tips and ideas.
  • Write Your Mom a Note for Mother's Day: A Great, Unique Gift!
    Writing a letter to your mother for Mother's Day is not only a great gift idea, it is something your mom will cherish forever and it does not cost a lot of money. It is not even difficult. But you do need to know a few writers' tricks!
  • Wny Adventure Travelers Need to Know More ... About Antarctica
    Antarctica may be the harshest place on earth, but it's also a new vacation destination. Stalwart adventure travelers can now journey to this inhospitable land by plane or even cruise ship. This is an amazing continent of contrasts that is off-the-chart in terms of even extreme adventure travel.
  • Hurricanes, Cruise Ships, and Storms Oh My!
    Cruises are great vacation values, but some of the most popular cruises travel hurricane-prone waters. Hurricanes are seasonal storms and our ability to monitor and predict them (within a range, that is) means they are not big problems to the cruise industry. But what happens if a hurricane delays or cancels your trip? There are ways to protect yourself.

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