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Jimmy Wild's Articles in Insurance Show All|Display Category|Title|Newest|Oldest Is it a good idea to get health insurance for your dog? You would never consider going without health insurance for your family but what about your dog? Although many people think it is an unnecessary expense, health insurance for your pet can actually save you money and spare you from making a tough decision between the life of your dog and paying the bills should a serious health issue arise. It's NOT your Fault No-Fault Insurance. If you're fortunate, or depending on how you look at it, unfortunate to live in one of the twelve states that are under a non-fault auto insurance system, you can cause an accident, yet your insurance company won't pay for the other parties' damages. It's not your Fault No-Fault Insurance If you're fortunate, or depending on how you look at it, unfortunate to live in one of the twelve states that are under a non-fault auto insurance system, you can cause an accident, yet your insurance company won't pay for the other parties' damages. State funded Health Insurance for your child For a lot of parents, the answer is individual or job-based health care insurance coverage. Unfortunately, many of these plans aren’t as comprehensive as people might think, and your child may not be covered. If that is the case, you will have to increase your coverage or look to state-funded health insurance, which can provide medical insurance security for children of working families – those who may earn too much income to qualify for Medicaid assistance but not enough to realistically handle medical care or even ongoing private insurance.... Universal Health Care: What Is It ? A universal health care must meet certain requirements to work well in the United States. We must include the entire population, which would include men, women, children, and immigrants. No one should be without it. This program could be wide open to discrimination so we must make sure it runs smoothly and corruption isn't anywhere to be found.... State Insurance Pool: Can it help you ? A “State Insurance Pool” is a ground-breaking program that secures insurance benefits for all individuals, even those who are considered to be high-risk by the insurance industry. Quite often referred to as “Guaranteed Access Programs“, these pools are unique plans created by individual state legislatures in order to make available a sturdy safety net for those folks to whom the dreaded term "medically uninsurable" has been applied. A guide to understanding your Health Insurance Policy You now are the proud owner of a health insurance policy through your place of employment, but you have no clue what anything in it means. You start reviewing the policy and it gets more confusing as each word is read. This happens too often to a lot of people and it shouldn't. Insurance policies for the most part are simple to understand if you know the language they speak. Now if you don't that's another story. Let's get started and see if we can help you make sense of your new health insurance policy. One size Health Insurance does Not fit all Health insurance coverage and associated costs vary greatly based on whether the insurance is an individual policy (for the self-employed/unemployed), for a small businesses (from 2 to 50 employees), or for a large group. Coverage for group plans is far more comprehensive and considerably less expensive because there are more people paying into the insurance pool making more money available group-wide to cover medical claims. Life Insurance. What does this mean to you? For some it means security, knowing that their family or business is safe should they unexpectedly pass away. For others it conjures up images of pushy salesmen and confusion about what they are buying. Your Insurance Policy and Earthquakes If you are a homeowner in the United States, you may think that your homeowners insurance covers you in the event of any major catastrophe that may strike your home. Think again. In the United States earthquake damage to homes is not covered by standard homeowners insurance. 5 things you Must Know before you choose your Health Insurance! Making a wise decision on which Health Insurance Policy to buy may seem like a confusing task, but if you consider just these five most important items you and your agent will both find that you are a Savvy Buyer! These items are your KEYS to picking a policy that's right for you: The Role of the "Health Insurance Broker" A health insurance broker is just like any other type of broker; this one just happens to specialize in the field of health insurance. A broker is somewhat like a matchmaker. His responsibility is to match up those seeking health insurance with health insurance companies that most closely match that person or group's needs. Be careful, Don't be victimized by Health Insurance Fraud! It's unfortunate but true: health insurance fraud is common in our society and it's not always possible to protect yourself from becoming a victim. In fact, most people won't even know they've fallen prey to health insurance fraud until they submit a claim for a medical service that they think is covered under their policy... How to Find Affordable Health Insurance for individual? Shopping for affordable health insurance can certainly be an eye-opener. If you have always had a health insurance benefit where you work - especially a state or federal employee - and now have to buy your own, you may not be able to afford the level of health insurance coverage you have become used to. When your Health Insurance Doesn't cover your medical care… While it's true that the costs for health insurance coverage continue to increase, having a health insurance plan will save you more money in the long run. But no health insurance plan will cover every medical treatment...	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