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Jim Waltrip's Articles Display Category|Title|Newest|Oldest Where Can I Get More Information About Major Medical Insurance? The current health insurance system is incredibly complex and constantly changing, and it becomes difficult and overwhelming to keep all of the information straight when searching for the perfect major medical insurance plan for you and your family. There is so much to consider and all of the information can become confusing, but there are resources available that provide information clearly and answer common questions about health insurance. When You Both Have Group Health Insurance: Comparing Your Policies With the cost of living on the rise, it makes sense to take the time to review your health care coverage. In the case of families with two working spouses working for employers that offer group health insurance coverage, it makes even more sense to compare policies. What to do to Keep from Being Dropped by Your Home Owner's Insurance Company? Insurance companies have become more than a little persnickety about whom and what they will insure these days—and with good reason. But, some homeowners have been dropped at renewal time for making a single claim in a 12-month period. Find out what you can do to hang in there with your insurer. What To Do If You Are Dropped By Your Homeowner Insurance Company Find out what you should do if you are dropped from your homeowner insurance policy because of either claims filed, or the company simply moving out of the area. It's becoming easier for insurance companies to rationalize denying homeowner claims and drop customers they can reasonably predict will file a claim. Use Home Inventory Software to Guarantee You Have Enough Home Contents Insurance You may have home contents insurance as part of your homeowner's insurance policy, but to ensure that you have enough coverage, you need to conduct a home inventory. Using Insurance Information Institute's Know Your Stuff home inventory software, you can create a room-by-room inventory list of all of your personal belongings. Upgrade Your Texas Home Insurance to Suit Your Lone Star Lifestyle The standard Texas home insurance policies are HO-A (homeowner's association insurance) policies, which provide limited actual cash value coverage of a home and its contents, and coverage is provided only for the types of losses specifically listed in the policy. It's important to familiarize yourself with the terms of your home insurance coverage and the amount you have insured yourself for and your home's current market value Texas Home Insurance - Protect Your Investment If you're a new home owner, this article will help you to better understand homeowners insurance and how much you need. You want to be sure that in the case of disaster, you, your family, and your possessions are protected. A standard homeowner's insurance policy insures your home and your possessions, and can be tailored to fit any unique circumstances regarding your situation. Stop Your Partner's Snoring: Investigative Procedures Might be Covered By Major Medical Insurance Currently, many major medical insurance policies state that the costs of experimental, cosmetic, or investigative procedures are not covered. Yet, your health plan may actually cover these types of procedures. You just have to follow a few steps and prove that there is, indeed, medical data and justification to warrant coverage for these services. New Residents: How to Register Your Vehicle and Obtain Affordable Auto Insurance There are lots of details to handle if you move to another state and take your automobiles with you. Safety and emissions inspections, registering your car and transferring your license, all these processes vary from state to state, as does the amount of time you've got to bring your vehicle into compliance and get yourself an affordable auto insurance policy that meets your new state's requirements. How to Get the Most from Your Family Health Insurance: The Smart Doctor Visit If doctor visits always leave you feeling like you spent more of your valuable time in the waiting room than with the doctor, Use these helpful tips to get the most out of your next trip to see your physician. Doctors are usually quite busy and aren't able to spend more than a few minutes with each patient, so it's your responsibility to prepare for a doctor visit and get the most from it. How to Buy a Health Savings Account A Health Savings Account is new to the financial planning scene and has been extremely popular with those who want to invest their money with an eye toward affordable health care. Planning ahead by establishing a savings and investment plan for the money you set aside for health care each year definitely has its advantages. Fuel Efficiency is Your Business: Auto Insurance Discounts Not the Only Way to Save Money Driving Remember when SUVs began taking over the roads in the 1990s and drivers of the heavy gas-guzzlers felt like masters of the universe? With high fuel prices today, the hybrid owners are the envy of all. So, find out now how can you reduce your driving costs even if you can't afford to buy a more fuel-efficient vehicle. From Homeowner's to Condo to Mobile Home Insurance: A Home Buyer's Insurance Checklist Whether you are looking for standard homeowners, condo, or mobile home insurance, you'll need to find an affordable homeowners insurance policy. Banks and mortgage companies want to be sure that their investment in your home is covered in case of disaster, and you'll want to be sure that your coverage is more than adequate for your needs. Home insurance policy rates are determined by a variety of factors. Family Health Insurance Evolves Again: Domestic Partner Health Insurance When it comes to domestic partner health insurance, most observers agree the insurance industry has morphed with the times. As notions of traditional and common-law marriage, as well as same-sex civil unions, have reconfigured, so has family health insurance. Closing the Gap: Auto Insurance Terms Defined for The Smart Shopper As anyone who has shopped for auto insurance - or filed an auto insurance claim - knows, car insurance agents and companies use terminology all their own. Below is a list of definitions to give you the expertise to close the gap: auto insurance comparisons and dealing with claims doesn't have to feel like negotiating in a foreign language!	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