Gregg Pennington's Articles in Credit

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Save Your Credit With Debt Consolidation Many people find themselves struggling to make payments on their debts each month. Not only does this create stress, but it could potentially lead to damaged credit and many other unpleasant consequences. Debt consolidation is an effective way to lower your monthly payments and the interest rate you are paying on the debt. In addition to debt consolidation, there are many other ways to deal with debt problems and protect your credit. Understanding Your Credit Score When you apply for credit, the first, and sometimes the only thing a prospective lender looks at is your credit or FICO score. Find out how this simple yet powerful three digit number is calculated, and what you can do to improve your credit score.

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