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Gray Rollins's Articles in Loans

  • Clearing Up The Confusion About Student Loans
    For many people, the student loans they carry after they graduate from college are their very first debt. This means that terms like fixed rate, variable rate, and consolidation are new and unfamiliar. Learning about financial terminology can be intimidating, but the more fully you understand your student loan package the more likely you will be to be able to develop a smart and realistic plan to get out of debt. Understanding your loans can help you save money while you deve...
  • Options For People Seeking A Home Loan With Bad Credit
    Home Loan Options for Buyers with Bad Credit

    If you haven’t attempted to obtain a mortgage, say since the 1990’s you may be surprised to find that the standards for lending have undergone a significant change. Where it was once virtually impossible to get a home loan if your credit wasn’t spotless, it is now a distinct possibility. These bad credit or sub prime home loans come at a stiff price to the borrower though and may, in some cases, not be worth the eventual price t...
  • How To Find The Right Loan Officer
    Loan officers come in all shapes and sizes. They generally tend to specialize in either mortgage loans, commercial loans, or consumer loans. For the purpose of this article, I’m only going to be addressing mortgage loan officers. These men and women can be your best friend or your worst enemy. They want you to get your loan. They also want you to get the home of your dreams. So in the beginning of the home buying process when they are giving out money they really do seem to b...
  • Tips On How To Get The Best Car Loan
    Buying a new car can be a lot of fun, but getting the financing can be stressful. The objective is to get the lowest interest rate and optimum term. Here’s how to get the best car loan stress free.

    There are several factors that influence the rate you’ll pay and how you can get the best rate. Prime rate sets the stage for what interest rates will be. Lenders offer a variety of interest rates and packages based on the prime rate.

    Market condition will also affect rates....

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