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Elena Laramie's Articles in Credit Show All|Display Category|Title|Newest|Oldest The Fab Five: 5 things you can do right now to improve your credit score The holidays are over and we all know what that means: it's time to make our list of resolutions. From eating less to exercising more, everyone has different goals for the New Year. Make a resolution to manage your credit. Whether you have good credit that you want to maintain, or need to improve your credit score a bit, there are 5 things you can start doing right now to make your credit resolution a reality. The Top 5 Credit Mistakes If you're looking to improve your credit, you've probably heard a million suggestions on how to go about it. Some advice may be right, but a lot may be wrong. What should you believe? I'm here to help clear up the confusion. Below are five of the most common misconceptions about credit. Get to know the facts, and it'll be a lot easier to keep your credit happy and healthy. So, the top five credit misconceptions are... When good credit goes bad By regularly checking your credit report, you're doing a great job of managing your credit. It's a good way to stay on top of things. And you know what else is smart? Being aware of the most common credit pitfalls. There are four credit "dangers" you should always have on your radar. If you're not careful, these situations can sneak up on you and lead to a credit disaster. So let's be sure you know how to avoid them... Financing a Home - a Foolproof Preparation Process Buying a home is probably the single largest investment most people will make in a lifetime. By preparing yourself and your finances for a home purchase, you can ensure a smooth home-buying process. Test your credit IQ This time of the year, everybody is thinking about their finances. Money is on our minds. So while you're rummaging through your receipts and reviewing those W2 forms, add a credit report to your list. Credit inquiries: When does your private information go public? All of us have certain things we don't want others to see. For me, it's my eighth grade yearbook picture...the video of my karaoke debut...all the junk under my bed...and the personal information in my credit report. Credit tips for college grads of any age People always remember their "firsts." Their first kiss...first concert...first job...first thing they bought with a credit card. Well okay, maybe I'm the only one who remembers the first thing I charged to a credit card. It was a bag of groceries (and I think I paid interest on my Fruit Loops for six months). How to stamp out bad credit card offers If you're like me, your mailbox is usually stuffed with things like bills...postcards selling some turbo-charged Internet service...maybe a few magazines...and, of course, credit card offers. It's the credit card offers that get you. They're pretty tempting, aren't they? Whether it's being pre-approved for $10,000, or the promise of earning free airline tickets, there's always something that lures us in. What does 'manage your credit' mean, anyway? The other day I was having lunch with a friend at a deli, which had just run out of Swiss cheese. "Oh for Pete's sake," my friend blurted out. "What kind of sandwich place doesn't have Swiss cheese?" That got me thinking—not about cheese—but about the phrase, "for Pete's sake." It's a common saying I hear all the time; I just wasn't sure what it really meant. (Who is this Pete fellow?) Honk if you love having healthy credit! Okay, it's probably not a bumper sticker you see every day. But healthy credit is definitely something to be excited about, especially when it comes to that car, truck or SUV you're thinking about buying. Good credit makes the road to getting your dream car a lot less bumpy.	Publish for Free Sign Up For Free Learn More Please Support Our Sponsors Authors and Writers Submit Articles Submission Guidelines Link to Us Member Login U Publish Store Publishers Article RSS Feeds Link to Us Contact Us More Link to Us Privacy Policy Terms of Service Submission Guidelines Top Authors Popular Articles Article Aids We Recommend SubmitYourArticle iSnare Article Marketer Published.com Article Directories Word Count Utility Search U Publish by: Title Author Keyword

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