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Cornie Herring's Articles in Personal

  • Beware of the Warning Signs of Too Much Debt
    Using credit and good debt can be very powerful to allow you to buy a home, a vehicle, or send your children to college, and provide leverage for other purchases. But if you accumulate too much debt, it can pose a serious debt issue. Keep yourself alert with the warning signs of too much debt as stated below, so that you can handle it as early as possible before it become too serious to address.
  • How To Fight Off Your Impulse To Buy
    Impulse to buy is something that may cause you to spend out of your budget and if you charge the overspend amount to your credit cards, it will become your debt if you can't pay when the bill comes. In order to control your budget especially if you are in progress of getting out of debt, you need to eliminate the buying impulses and spending within your budget. Here are some tips on how to fight i
  • How Is Your Debt Problem Get Started?
    The reality is your debt that piled up to mountain high is not going to disappear overnight. There are ways to effectively manage your debt repayment but it requires a lot of patience and commitment. Get to know the potential root cause of debt problem will help you to avoid it and more prepare to face it if it's happen to you.
  • Managing the Unforeseen With an Emergency Fund
    Unforeseen stuff happens and there is no sign when it will happen, you need to plan on how to face this unexpected incident. The unforeseen incident usually costs money. If you don't have an emergency fund equal to three to six months worth of basic living expenses, you're living on the edge. There’s no time like the present to get started.
  • Why Financial Planning is Essential for Women?
    Financial planning is different for women than to men as women have different needs in their life. Every decision you make has a financial planning component to it. It's important for a woman to learn and take charge of your financial live and begin the financial planing process.
  • How You Trap Into Credit Card Debt
    These days credit card or plastic money is very popular and used extensively. It is indeed of great utility if used in a calculative manner, but it is also the main cause that leads many people trap into credit card debt. Let see how it happen to most of people.
  • How To Use Your Equity Smartly
    Home equity is the money you have put down against the principal of your house as a savings account, be aware that if you fail to budget effectively and over draw your equity. Get more information on how to smartly use your equity from this article.
  • Personal Finance - How To Reduce Your Monthly Expenses
    Everyone has fixed expenses which are the basic of needs for our daily living. There is no way to eliminate the fixed expenses but with some innovative budgeting, you could save some good money. Get some ideas from this article.
  • How To Create Your Own Emergency Fund?
    One of the mistakes people make when trying to get their finances under control is not having an emergency fund on their savings account. This article will gives you some tips to start creating your own emergency fund.
  • Don't Trap Into A Credit Card Debt, It Too Costly!
    While swiping the credit card is a very effective way to pay without using any type of paper money, it has led many people into a debt trap. Read this article to find out how much your credit cards actually cost you.
  • How to Control Your Expenses to Eliminate Debt
    Controlling your living budgets will definitely help you to get rid of you debt faster. It's sound so simple but for many people, it's a hard mission which need a lot of sacrifice to live on a budget. Read this article to find out what expenses you can control and it may not as hard as you think.

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