Why Planning and Budgeting is Critical to Becoming Financially FreeI would like to introduce you to the real meaning of budgeting. Forget about the concept of restriction and restraint often associated with household budgets and start thinking about your finances in the same way that good businesses do.
Who Killed Heath Ledger? The Real Truth Behind the DrugsThe City of New York's Report concluded that Heath Ledger's cause of death was the result of acute intoxication by the lethal combination of prescription drugs such as narcotic analgesics and sleeping aids. However, the medical community have ignored the real underlying prescription drug class that often leads to habitual drug dependency with dangerous lethal consequences.
Safe Investing - Where to StartIt is great that many people are now searching for good financial advice. With past generations, the typical financial advice passed down from parents to children was: buy a home, pay it off as quickly as possible and then - if you are really good at managing your money - buy an investment property. So what are the basics of sound, practical and realistic investing?
If You Want to Become Wealthy Play Win-WinA few years ago, I designed a game to teach people how to master wealth creation. For this, I used the basic Monopoly game but changed the rules somewhat to create a situation that follows the six stages of the Money Program.
Women Beware of Doctors Over-Prescribing DrugsI recall the wisdom of a friend who once said, 'Educate the mother and you educate the family'. He was speaking of higher values at the time, but those words ring ominously in my mind now. Was the Rolling Stones' 1960s hit 'Mother's Little Helper' a warning we didn't heed?
95% of Businesses Fail: Don't Let Yours Be One of Them!'Up to ninety per cent of businesses fail in their first five years of operation' The first time I heard this was many years ago during an accounting seminar. At that time, it sounded rather unbelievable; however, I now believe those statistics are true and probably higher or occur within shorter time spans, especially during times of global economic stress.
Money and The Law Of AttractionNature is magnificently abundant; rich in color, growth and expansion. There is no scarcity on this planet, except that which exists in our minds
Business Success - Learn From the World's Oldest Fortune 500 CompanyFor those who don't know, the Jardine Matheson Group is one of the most legendary business stories of the nineteenth and twentieth centuries. What is the secret of their success?
How To Create More IncomeVery few of us focus on increasing our income in hard times, which is exactly what we should do. Creating more income is also a more positive approach than merely cutting back our spending.
How To Live Within Your MeansThere is a simple, effective formula that everyone can apply to easily manage their finances. I call this the 40%-30%-20%-10% rule. This formula is used to measure your expenditure and cash outflows. You divide your expenditure into four categories and calculate the total of each category as a percentage of your net (after tax) income.
Rules for Investing- How To Build a Portfolio of Safe, Secure InvestmentsIn order to invest wisely, you need to have a suitable investment plan that will ensure the appropriate amount of growth for you. Your investments will also need to be safe and easy to manage.