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The Colors of Retirement
The attitude you use to plan and enter retirement makes a huge difference in the quality of your life when you get that far. Assuming you 'can't' and letting yourself become invisible will give you a boring gray life. Addressing what you believe in and taking action that brings you joy and keeps you engaged will make retirement sparkle like silver.
Keywords: Mary Lloyd, retirement planning, pre-retirement planning, retirement strategies retirement attitude, retirement attitudes, nonfinancial retirement planning

Experimenting with the Shape of Work
There's a lot to learn about innovative work design from what's going on now to cope with the sour economy. The reduced hours, furloughs, and temporary layoffs that are part of current company survival tactics also give us room to experiment with new approaches to work what can provide a competitive advantage once the economy improves.
Keywords: Mary Lloyd, work design, innovative work design, results only work environment, company loyalty, employee loyalty, reshaping work, new approaches to work, telecommuting

Using Your Pain
Pain is one of the best tools ever for getting us to stop what we are doing, change direction, or otherwise modify current behavior for the better. Instead of telling yourself, 'I should not be feeling this pain' look for what it's trying to help you do.
Keywords: Mary Lloyd, Pain of the economy, emotional economic pain, economic downturn strategies, learning from pain, positive aspects of pain

The Psychology of Passive Income
Relying on passive income is comfortable when the economy is running smoothly. But when things get bumpy, what can you do to keep your attitude calm and your outlook positive? Downturns are part of every cycle and we need to learn to cope with them. here are some ideas for doing that.
Keywords: Mary Lloyd, coping with the economy, psychology of investing, coping with the downturn, economic downturn strategies, financial emotional health, staying calm in market crashes

'No Problem' Is a Problem
To thrive, businesses need to pay attention to how young employees relate to older customers. Those past 50 have the money to buy, but they value how they are treated in the transaction more heavily and are willing to not buy at all if the experience isn't positive. Given the culture's ageist assumptions, they are often treated poorly by default.
Keywords: Mary Lloyd, good customer service, customer service, serving older customers, customer service strategies, younger workers and customer service, customer service from young employees, selling to older customers

4 Keys to Continued Employment
You can do a lot to insure that you have a job. Start by finding the things you like about what you are doing-even if it's a job you don't really like -and appreciating them. Then do all you can to get really good at it and become the person everyone wants on the team. It's easier than you might think if you decide you want to do it.
Keywords: Mary Lloyd, job insurance, keeping my job, keeping your job, keeping a job, staying employed, being a valued employee, how to stay employed, how to be indispensable

Creating the Characters for Your Everyday Dramas
We want to believe all those awful emotional things that happen are someone else's fault. But most what makes us miserable is stuff we are telling ourselves. And we have all the power we need to change that.
Keywords: Mary Lloyd, emotional drama, stopping emotional drama, living the now, emotional health, being happy

Family Time When You're Retired and the Family Isn't
A big expectation of retirement is that you will be able to spend more time with family. But what if 'family' doesn't have any more time than they are already spending with you? Or wants you take on responsibilities that you don't want?
Keywords: Mary Lloyd, retirement strategies, kids and retirement, adult children and retirement, family time in retirement, getting time with adult kids, retirement coping strategies, enjoying family in retirement, family relationships in retirement, family relationships

Retirement: Not Working Might Be Harder Than You Expect
Much as the idea of not working is the brass ring for those still holding full time jobs, it's not the delight we all expect for many once they actually retire. If that's the case for you or a loved one, here are some things to do-and not do.
Keywords: Mary Lloyd, involuntary retirement, forced retirement, work in retirement, retirement satisfaction, working after you retire, going back to work, retired life, being satisfied with retirement, retirement strategies, coping with retirement

Grandma Geek - Learning to Love Tech after 50
Many over 50 can choose whether they want to become computer savvy. But information is moving toward electronic access and not knowing how to 'go online' will become a bigger and bigger disadvantage. Even more important, continuing to learn keeps you vibrant. Get on with it!
Keywords: Mary Lloyd, learning computers, seniors and computers, seniors learning computers, going online after, computer technology for seniors, becoming computer savvy, tech savvy seniors, teaching seniors computers, teaching seniors technology

Making a Choice About Choosing
When you make choices on purpose, the results are far more satisfying-even if what you choose is what you were already doing. Here are the key steps to deciding well.
Keywords: Mary Lloyd, effective decsion making, career choices, making choices, wise decision making, making good decisions, how to decide, how to mkae good decisions

Why Rich Guys Don't Retire
If you've decided you don't have the funds to be able to retire, you're in good company. Many of the richest people in the world--Warren Buffet, Oprah Winfrey, Bill Gates--are still working. What do they know that we need to learn?
Keywords: Mary Lloyd, not retiring, not being able to retire, working instead of retirement, nontraditional retirement

The Power of Negative Thinking
We all know we should 'think positive.' That's easier said than done with so many messages about what to worry about, avoid, or be afraid of. There are some powerful consequences to all that negative thinking. Here are some tips on how to stay on the plus side instead.
Keywords: Mary Lloyd, positive thinking, avoiding stress, coping with stress, de-stressing, positive attitude

Is It Time to Redesign the Work Week?
Is getting the work done within traditional work hours and at a company location really all that effective? Much of what we now do as work can be accomplished anywhere and at any time of the day using electronic access. Perhaps it's time to rethink how to get it done.
Keywords: Mary Lloyd, work design, nontradional work settings, redesigning work, working from home, telecommuting, assembly line, not assemply line, restructuring work, redesigning the workweek

The Biggest Challenge of Going Back to Work
The hardest thing about going back to work once you've retired is staying committed to the idea. There are more options than when you were young--work, consult, or tighten your belt instead, for example. The first strong step toward getting on with getting back in the workforce is being sure that's what you want to do and then ignoring the other options.
Keywords: Mary Lloyd, returning to work, going back to work, work after retirement, unretiring, returning to the workforce, getting a job after retirement, finding a job after retirement, finding work as a retiree

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